Long-term care combined with life insurance solves problems
I have often written about the importance of having long-term care insurance — policies that pay for home care or assisted living or nursing home care — in case you are unable to independently manage the basic activities of daily living.That kind of care is expensive — as much as $ 8,000 per month in a private nursing facility or from home health-care aides. Without insurance, you could quickly …
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Why term insurance is the best insurance for you
Term life insurance policies are also called ‘pure-risk policies’ and ‘pure life policies’; they have no savings or investment element in them; the premium includes only the cost of buying the life cover. Here are 6 term insurance policies compared on 5 parameters for you to choose from.
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